LendRight Mortgage offers all major loan types for our Utah clients. Whether you’re looking to buy, refinance, get cash out, or consolidate debt, you’ve come to the right place! LendRight Mortgage will help you find the perfect loan.

There are different types of mortgage loans available in Utah, each one has its place depending on your circumstances. The most common type is a conventional loan. If you have a credit score of 680 or higher and a down payment of 3-5%, a conventional loan is probably the best loan for you. FHA loans are usually the best option for those with credit scores under 680. If you served in the military, and qualify for a VA loan, a VA loan is as good as they get and almost certainly your best loan option. If you live in a rural area, USDA loans, often called “Rural Loans”, may be your best option. We also offer Jumbo loans for those who are buying higher-priced homes and need a loan amount that exceeds the conventional loan limits. If you’re looking to build a home, a construction loan is what you need. Click on the specific loan type below for more information on each loan type.

We will shop our network of the country’s premier wholesale lenders to find you the lowest possible rate and closing costs on the type of loan that is best for you. See our $1,000 Lowest Rate Guarantee to see how we make sure you get the best deal on your Utah home purchase or refinance loan.

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Conventional Mortgages

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FHA Loans

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VA Loans

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USDA Loans

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Jumbo Loans

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Construction Loans