Draper Utah Mortgage Broker

We crush banks and credit unions! See our lowest rate guarantee

Get up to 1% of your purchase price to cover your closing costs by using one of our preferred real estate agents

Borrow up to 97% LTV with no monthly MI/PMI

We give back by donating $50-100 to children’s charities for every closed loan.

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We just wanted to say thank you so much for making our refinance so quick and painless. We've been through good and bad experiences with mortgage loans before and this was by far the BEST experience we have ever had. You were so on top of things and our loan went through much quicker than we expected. You were always available to answer our questions and made sure that everything went so smoothly. If we ever need to do another loan again, or know anyone looking for mortgage loans, we know right where to go! - Sandi and Josh

BEST REFINANCE RATES AS LOW AS:

30-YR CONV

BUYDOWN

2.49%

2.647% APR

15-YR CONV

BUYDOWN

1.875%

2.125% APR

30-YR CONV

NO-COST

2.99%

2.952% APR

15-YR CONV

NO-COST

2.375%

2.322% APR

Get Your Best Rate Custom Quote

Since your exact scenario is likely different than the $400,000 loan amount and 60% LTV scenario with 760+ credit score we use to quote the rates and APRs above, please click on "Free Custom Quote" above to put us to work for you. We'll independently shop the premier mortgage lenders in the country to find your best, rock-bottom deal dialed in using your unique variables: credit score, LTV (loan-to-value), loan term and type, loan amount, and loan purpose: purchase, rate & term refinance, cash out refinance, or debt consolidation refinance. We don't run your credit! Just give us the basics and we provide a quote customized for your scenario. We can show you all the options available: NO-COST loans, par/market rates, and buydown rates. It's 100% free and there are no strings attached. We'll email your custom quote so you can decide which option is right for you. Let us do all the shopping for you! We guarantee you'll like what you see! Nobody does what LendRight does. It's mortgage lending the way it should be. No smoke and mirrors. Complete honesty. Total transparency. The premier wholesale mortgage lenders independently shopped on your behalf. It's why we crush other mortgage lenders. It's mortgage lending done right!

NO-COST LOANS

NO-COST LOANS: We do No-Cost loans all the time. That's why we've listed our generic No-Cost rates above. Our No-Cost loan rates are often the same, or lower, than the rates that other lenders will charge you thousands for. No-Cost loans are a great way to refinance and have your savings start day one, since there's no time required to recoup closing costs. If you'll be in the home for less than three years, this is the best loan choice. By choosing a slightly higher rate, the lender gives you a credit/rebate to cover your closing costs. Please contact us for a custom quote on a NO-COST loan dialed in to your exact scenario's characteristics. Your actual rate and APR may be higher or lower than the generic No-Cost rates listed above.

Closing Costs: Our closing costs are much lower than nearly every lender out there because LendRight doesn't have the junk fees most other lenders charge that cost you hundreds--often thousands--more. Zero junk fees. It's lending done right! Your closing costs will differ based on the rate, lender, and title company you choose. Prepaid items for homeowner’s insurance, property taxes, and prepaid interest are additional items collected at closing. Other than the appraisal and credit report fee, closing costs and prepaid items can be rolled into the loan on a refinance.

Quoted Rates & APRs: The buydown rates quoted above are "Best Case" scenarios with discount points required. Rates above assume the following: $400,000 loan, 60% LTV, 760+ credit score, on a Utah single-family residence used as a primary residence. Rates can change multiple times a day and are subject to change without notice until you lock your rate. Your actual rate and APR will be unique to your exact scenario's characteristics: loan amount, term, credit score (which affects the rate and any applicable mortgage insurance), loan-to-value (LTV), transaction type (purchase rates are lower than refinance rates), as well as chosen rate and whether it has discount points, is a par/market rate, or has credits/rebates.

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I just bought my first home and knew little about the process of getting a home loan. Rod was so helpful, knowledgeable and patient. He got me the best rate available and helped me understand the process. I highly recommend Rod to anyone looking at a home loan!
Ruth Bradford
My family refinanced with Rodney Rex, with the 801approve Team. He was honest, knowledgeable, and professional. He got us a great rate, lowered our house payment, and was able to do it in a very timely manner. We definitely recommend Rodney, and will use his services in the future for any other mortgage needs.
Kelli Pereira
We've refinanced a couple times over the last few years. Our refi with Rod was probably the smoothest process we've been through. Thanks Rod
Shane Nebeker
We just wanted to say thank you so much for making our refinance so quick and painless. We've been through good and bad experiences with mortgage loans before and this was by far the BEST experience we have ever had. You were so on top of things and our loan went through much quicker than we expected. You were always available to answer our questions and made sure that everything went so smoothly.

If we ever need to do another loan again or know anyone looking for mortgage loans, we know right where to go!
Sandi & Josh
Rodney Rex was very helpful during my re-finance. He helped to answer questions that I had and made the process go smoothly. He knows this business and has been willing to answer further questions!
Ashley Huefner
Rodney helped me with my refinance a few years ago. He was very knowledgable and made what I thought was going to be a stressful and overwhelming experience seem easy. It was great working with someone I knew I could trust!
Heidi Hunt Olsen
Rod made it super easy for me during my refinance. I felt safe that he was doing what was needed, I didn't have to worry about a thing. It was such a good experience, I recommend him!
Angie Marie
Rodney helped me refinance my home and was amazing to work with! This guy knows the industry very well and took the time to make sure I was happy as we went along the process. I highly recommend him!
Christina Mattson Bingham
I was able to work with Rodney Rex in a home refinance a while back and he was excellent to work with through the process. He explained things well to me and made sure I was kept in the loop the whole time. I had a great experience!
Chad Mortenson
This was my second refi with Rodney and it went as good as the last. Fast and easy to work with. He will let you know if it is a good move to make or not. Thanks for all the help Rodney.
Erik Smith
Rodney Rex helped us get into our first home, a short sale. Rodney was amazing. He was knowledgable and was able to answer all of our questions and prepare us for possible scenarios. Everything went smoothly. He was always prepared and knew exactly what the bank would need. I would recommend Rodney to anyone looking to buy a home.
Cindy Pugmire
If you want the best possible home purchase experience, Rodney and the 801-approve team will ensure you get a honest deal, best rate possible. He will go to work for you! He is knowledgeable, professional, and a great guy to work with.
Nate Pugmire
I refinanced with Rod and he made it so easy. He told me exactly what I needed and coordinated everything. I had streamlined before with a different company and this time around, I had a much better experience. I would highly recommend Rod and his team.
Ali Nelson
Rod was extremely helpful in getting my wife and I into our first home. He answered all of our questions and made sure we got the best deal possible. I would highly recommend the 801-Approve team to anyone that is looking at buying a house.
Blake Pugmire
Rod was excellent to work with and made the process of refinancing very simple!
Eric Judd
I just bought my first home and knew little about the process of getting a home loan. Rod was so helpful, knowledgeable and patient. He got me the best rate available and helped me understand the process. I highly recommend Rod to anyone looking at a home loan!
R. Abidford

We crush banks and credit unions! See our lowest rate guarantee

Get up to 1% of your purchase price to cover your closing costs by using one of our preferred real estate agents

Borrow up to 97% LTV with no monthly MI/PMI

We give back by donating $50-100 to children’s charities for every closed loan.

Free Custom Quote

See Loan Options

Apply Now

Calculator Suite

Contact Us

BEST PURCHASE RATES AS LOW AS:

BEST REFINANCE RATES AS LOW AS:

Get Your Best Rate Custom Quote

NO-COST LOANS

Utah’s Lowest Mortgage Interest Rates

Arrange Your Free Consultation

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