If you’re looking to build your dream home in Utah, we can help you secure the financing you need to make those dreams a reality. From money to buy the lot, to the loan needed to build the house, to the permanent mortgage once the home is completed—LendRight Mortgage has you covered. We don’t do raw land, or lot loans, but we do have one-time-close construction loans that will allow you to buy the lot and do the home construction together, without a need to do a separate, permanent loan to pay off the construction loan at the end. With interest rates rising, one-time-close construction loans allow you to lock in your interest rate on the permanent loan months before you could do so with a construction-only loan. This helps mitigate your interest rate risk and gives you certainty about what your final payment and interest rate will be when the home is complete. Construction loans are very individual and unique, compared to conventional loans. It’s best to call us and tell us what your needs are and we can give you the options available to you.