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We crush banks and credit unions! See our lowest rate guarantee

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Get up to 1% of your purchase price to cover your closing costs by using one of our preferred real estate agents

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Borrow up to 97% LTV with no monthly MI/PMI

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We give back by donating $50-100 to children’s charities for every closed loan.

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Jeremy P, December 2021: Joe and Linda at LendRight Mortgage were so nice and amazing! Joe answered my phone call live when I called in the first time, and emailed me the 5 refinance quote estimate scenarios I requested within a matter of minutes! My wife and I chose the refinance option we liked best, applied easily online the next day, and closed our loan in 8 days! Talk about fast and easy! Linda emailed me almost daily to give me status updates while processing our loan, and Joe emailed me and called me also to update me and answer any questions I had for him! Finally, signing our closing papers took less than 30 minutes! We couldn't be happier with the best customer service experience we have ever had in refinancing our mortgage! Thank you so much Joe and Linda for being so great at your jobs! I strongly recommend you!

BUYDOWN RATES AS LOW AS:

21-30 Year Terms

FIXED RATE:

3.875%

APR:

4.098%

16-20 Year Terms

FIXED RATE:

3.875%

APR:

4.141%

8-15 Year Terms

FIXED RATE:

3.125%

APR:

3.612%

7/6 SOFR ARM

START RATE:

3.625%

APR:

3.475%

MARKET/PAR RATES AS LOW AS:

21-30 Year Terms

FIXED RATE:

4.5%

APR:

4.514%

16-20 Year Terms

FIXED RATE:

4.375%

APR:

4.393%

8-15 Year Terms

FIXED RATE:

3.625%

APR:

3.712%

7/6 SOFR ARM

START RATE:

4.375%

APR:

3.674%

PAY ZERO CLOSING COSTS WITH FREEDOM LOAN RATES AS LOW AS:

21-30 Year Terms

FIXED RATE:

4.75%

APR:

4.764%

16-20 Year Terms

FIXED RATE:

4.625%

APR:

4.644%

8-15 Year Terms

FIXED RATE:

3.875%

APR:

3.910%

7/6 SOFR ARM

START RATE:

4.625%

APR:

3.782%

Get Your Best Rate Custom Quote

Your exact scenario is likely different than the $550,000 purchase loan amount, 60% or less LTV, and 760+ credit score we use to quote the rates above. Currently our "Free Custom Quote" forms are not working, so please call us at 801-APPROVE to put us to work for you. We shop the premier mortgage lenders in the country to find your best, rock-bottom deal dialed in using your unique loan variables. We don't run your credit! Just give us the basics and we provide a quote customized to your exact scenario. We'll show you ALL rate options available to you: FREEDOM LOANS, where 100% of your closing costs are covered by the lender; par/market rates; and buydown rates for the lowest rate and payment. It's free and there are no strings attached. We'll email your custom quote so you can decide which rate option is right for you. Let us do the shopping for you! We guarantee you'll like what you see! Nobody does what LendRight does. It's mortgage lending the way it should be. No smoke and mirrors. Complete honesty. Total transparency. The premier wholesale mortgage lenders independently shopped on your behalf. It's why we crush other mortgage lenders. It's mortgage lending done right!

FREEDOM LOAN = JUST SAY NO TO CLOSING COSTS !

BUY or REFI with the FREEDOM LOAN: LendRight Mortgage offers you freedom from the closing costs and the high interest rates charged by other lenders. The FREEDOM LOAN covers all of your loan costs, saving you thousands. You get a lender credit at closing that will cover 100% of your fees for: underwriting, credit report, appraisal, and title company fees. Our FREEDOM LOAN rates are often the same, or lower, than the rates that banks and credit unions charge you thousands for. FREEDOM LOANS are a great way to refinance and have your savings start day one, since there's no time required to recoup closing costs. FREEDOM LOANS are also great for buyers in this red hot seller's market. You don't have to come up with the closing costs yourself, or ask the seller for any concessions to cover them. So, you can put more money towards your down payment and increase your offer price, rather than waste money on expensive closing costs. Please contact us for a custom quote on a FREEDOM LOAN dialed in to your exact scenario's characteristics. Your actual rate and APR may be higher or lower than the generic, best case Freedom Loan rates listed above. Have your closing costs 100% covered by choosing our FREEDOM LOAN!

Closing Costs for Other Loan and Rate Options: If you choose a lower rate option that has closing costs, you'll find that our closing costs are much lower than other lenders. It's because LendRight doesn't have the junk fees other lenders charge that cost you hundreds--often thousands--more. Zero junk fees. It's lending done right!

Arrange Your Free Consultation




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    • LendRight has the best rate we could find and we shopped pretty heavily. The process was quick and easy-- very streamlined. Great staff!

      David Parry, June 2021
    • I just bought my first home and knew little about the process of getting a home loan. Rod was so helpful, knowledgeable and patient. He got me the best rate available and helped me understand the process. I highly recommend Rod to anyone looking at a home loan!

      Ruth Bradford
    • My family refinanced with Rodney Rex, with the 801approve Team. He was honest, knowledgeable, and professional. He got us a great rate, lowered our house payment, and was able to do it in a very timely manner. We definitely recommend Rodney, and will use his services in the future for any other mortgage needs.

      Kelli Pereira
    • We've refinanced a couple times over the last few years. Our refi with Rod was probably the smoothest process we've been through. Thanks Rod

      Shane Nebeker
    • We just wanted to say thank you so much for making our refinance so quick and painless. We've been through good and bad experiences with mortgage loans before and this was by far the BEST experience we have ever had. You were so on top of things and our loan went through much quicker than we expected. You were always available to answer our questions and made sure that everything went so smoothly.

      If we ever need to do another loan again or know anyone looking for mortgage loans, we know right where to go!

      Sandi & Josh
    • Rodney Rex was very helpful during my re-finance. He helped to answer questions that I had and made the process go smoothly. He knows this business and has been willing to answer further questions!

      Ashley Huefner
    • Rodney helped me with my refinance a few years ago. He was very knowledgable and made what I thought was going to be a stressful and overwhelming experience seem easy. It was great working with someone I knew I could trust!

      Heidi Hunt Olsen
    • Rod made it super easy for me during my refinance. I felt safe that he was doing what was needed, I didn't have to worry about a thing. It was such a good experience, I recommend him!

      Angie Marie
    • Rodney helped me refinance my home and was amazing to work with! This guy knows the industry very well and took the time to make sure I was happy as we went along the process. I highly recommend him!

      Christina Mattson Bingham
    • I was able to work with Rodney Rex in a home refinance a while back and he was excellent to work with through the process. He explained things well to me and made sure I was kept in the loop the whole time. I had a great experience!

      Chad Mortenson
    • This was my second refi with Rodney and it went as good as the last. Fast and easy to work with. He will let you know if it is a good move to make or not. Thanks for all the help Rodney.

      Erik Smith
    • Rodney Rex helped us get into our first home, a short sale. Rodney was amazing. He was knowledgable and was able to answer all of our questions and prepare us for possible scenarios. Everything went smoothly. He was always prepared and knew exactly what the bank would need. I would recommend Rodney to anyone looking to buy a home.

      Cindy Pugmire
    • If you want the best possible home purchase experience, Rodney and the 801-approve team will ensure you get a honest deal, best rate possible. He will go to work for you! He is knowledgeable, professional, and a great guy to work with.

      Nate Pugmire
    • I refinanced with Rod and he made it so easy. He told me exactly what I needed and coordinated everything. I had streamlined before with a different company and this time around, I had a much better experience. I would highly recommend Rod and his team.

      Ali Nelson
    • Rod was extremely helpful in getting my wife and I into our first home. He answered all of our questions and made sure we got the best deal possible. I would highly recommend the 801-Approve team to anyone that is looking at buying a house.

      Blake Pugmire
    • Rod was excellent to work with and made the process of refinancing very simple!

      Eric Judd
    • I just bought my first home and knew little about the process of getting a home loan. Rod was so helpful, knowledgeable and patient. He got me the best rate available and helped me understand the process. I highly recommend Rod to anyone looking at a home loan!

      R. Abidford